Minimum Requirements:
1. You must be an Indonesia citizen.
2. You must be between 18 and 60 years old.
3. You must be living in one of these cities: Jabodetabek, Surabaya, Medan, Kota Bandung, Semarang, Palembang, or Denpasar.
4. You must have at least Rp 3.000.000 monthly salary.

Document Requirements:
1. ID card: KTP.
2. Address proof: connect your digital account or upload one of these documents: Kartu Keluarga, STNK, employment letter from your company, or electric/water/TV/credit card bill. Document must clearly states your name and address.
3. Income proof (only for Cicilan application):

• For employee: connect your internet banking account or upload one of these documents: latest 1 month salary slip, latest bank statement, or latest tax filing report. Document must clearly states your name.
• For self-employed: connect your internet banking account or upload this document: last 2 months bank statement under your name.

General Credit Terms:
1. Interest: 0% for Pay in 30 Days, 2.6% per month for Cicilan.
2. Due date: 30 days from your transaction date for Pay in 30 Days and every 30 days for Cicilan.
3. Late fee: 6% late fee and 4% interest per month.