Shop Now,
Pay Later.
#Sefleksibelitu

Shop at 10.000+ online and offline merchants,
and pay next month with NO INTEREST & ADMIN FEE, or pay in installments of up to 24 months WITHOUT DP.
kredivo-phone How to apply Kredivo PayLater
How to apply Kredivo PayLater kredivo-phone Watch How to Register for Kredivo PayLater
Apply now
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Other merchants
Other merchants
Only via Shop at Tokopoedia feature inside the Kredivo app

#Sefleksibelitu to use

Use up to 50 million credit
limit for your various needs.

Use up to 50 million
credit limit
for your various needs.

Sefleksibelitu Sefleksibelitu

#Sefleksibelitu to choose the payment term

Choose payment tenor as
you like.

Sefleksibelitu Sefleksibelitu

#Sefleksibelitu to choose where to shop

Shop at thousands of
merchants.

Sefleksibelitu Sefleksibelitu
Benefits of Using Kredivo PayLater
Dapatkan limit hingga 50 juta untuk belanja di ribuan merchant online & offline

Get up to 50 million credit limit to shop at thousands online and offline merchants

Bayar dalam 30 hari atau Cicilan 3/6/12/18/24 bulan tanpa DP

Pay next month or 3/6/9/12/18/24 months installments without DP

Bunga 0% untuk bayar dalam 30 hari dan cicilan 3 bulan


0% Interest & No Admin Fee
for Pay Next Month

Nikmati keamanan setara Bank


Layered protection for your personal & transaction data

Kredivo PayLater Features

Various Kredivo features that will make your life
become #Sefleksibelitu
Top up & bill

You can top up mobile and data packages, pay for electricity or buy electricity tokens, pay BPJS bills, postpaid number bills, PDAM bills, internet & cable TV and telephone bills through Kredivo apps and pay next month.

Shop online

Use Kredivo to shop at thousands of online merchants by simply selecting Kredivo payment method on the checkout page.

Shop offline

Use Kredivo to shop at thousands of online merchants by simply selecting Kredivo payment method on the checkout page.

Personal loan (KrediFazz)

You can withdraw the limit that you have on Kredivo apps repeatedly.

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Millions of people have already lived
#Sefleksibelitu
Yudi Adriayana image

Yudi Adriayana

review

I’m giving new review, thank you so much Kredivo team that has given easiness to me. I can enjoy 12 month installment easily with seamless repayment. I hope Kredivo gives more promo and bonuses for its existing users in the future.

Yusuf Suhendra image

Yusuf Suhendra

review

Always satisfied everytime I transact with Kredivo, be it installments or personal loan. The process is fast, not even 1 minute the fund or goods has been already processed. Bill notification also convenient and not noisy like other paylater services. Keep up the good service, Kredivo!

Bangun Jaya image

Bangun Jaya

review

Good application, recommended. Use it more frequently, will get higher limit. Tenor, interest all are transparent and no hidden fee, not like other paylater services.

Bayu Mulya Permana Putra image

Bayu Mulya Permana Putra

review

Thumbs up! One of the best app for ease of transaction. Can be used to do mobile top up and pay bills.

Erwin Dermawan image

Erwin Dermawan

review

OK fintech app, simple, fast. Fantastique credit limit, super fast fund transfer and goods payment, very satisfied using Kredivo, always successful and smooth Kredivo!

A. Putra Gunawan image

A. Putra Gunawan

review

Great application, only Kredivo that has small interest and helps me a lot. Other paylater services offers too high interest rate. I don’t care what other people said about Kredivo, I will keep using Kredivo.